Boat - Water Craft Insurance

Whether it's your planned family vacation or a spur of the moment getaway, when you take to the water protect your family, friends, and your investment, with the very best in boat/watercraft insurance. Insure Idaho has an assortment of available cost effective coverages to meet your needs Be'Fore-and-Aft'er you set sail.

Contact Insure Idaho to learn more about what you may, or may not, need for your Boat, Jet Ski, or WaveRunner:

Physical Damage/Collision coverage. Protection in the event of a collision with a submerged object or another boat.

Liability coverage. Bodily injury or damage to the property of others from a covered accident when you are legally liable. This can also include wreckage removal and pollution (fuel spill) coverage.

Medical payments help cover medical bills for the treatment of injuries that are sustained by you or others while operating or occupying your boat.

Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, cell phones, laptops, digital cameras, binoculars, and other personal items.

Unattached Equipment & Accessories Coverage will take care of detached or easily detachable items.

Examples include:

  • Life preserves
  • Oars
  • Pumps
  • Fire extinguishers
  • Batteries
  • Anchors
  • Flags
  • Flares
  • Horns
  • Marine ladders
  • Convertible tops & covers
  • And more...

Towing and Assistance coverage. Transport your boat to a repair facility when it's inoperable and you're stranded. Fuel delivery for your boat and roadside assistance are also available.

On-water towing and labor - this option covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.

Fishing equipment insurance helps cover damage to fishing gear while on an insured boat or while being carried on or off an insured boat.

If you are planning to put out to sea, literally, with Insure Idaho to make sure you know what areas your boat insurance will cover. Navigational areas vary with different insurance companies and can include all U.S. coastlines, with or without mileage restrictions, or a more limited navigational area into Pacific coast waters, or even into Canada.

Contact Insure Idaho if you have any questions about our boat insurance.