Business Umbrella Insurance
As a business owner, you understand the need for insurance that covers things like general liability, product liability, commercial auto insurance, and select additional insurance coverage's that may be specific to your business and its success.
An umbrella policy is liability insurance that provides additional coverage beyond the limits of your existing business liability coverage. An umbrella policy is designed to bridge the gap in an existing policy, or policies, should the need arise.
Business owners typically buy an umbrella policy to protect themselves and their company in the chance that someone, for example, successfully sues, resulting in either a large jury award or a large settlement. Other examples include an employee getting severely injured on the job due to company negligence, or someone in your employ causes a multi-car pile-up resulting in a loss of life. Without an umbrella policy, your company could be at immediate risk, where there is nothing left to protect your business and your assets.
Unexpected events in life happen, and Insure Idaho wants your business to continue to be successful in the event additional coverage beyond that of an underlying policy, or policies, is needed.
Contact Insure Idaho to find out more about Business Umbrella Insurance. Insure Idaho will work with you in determining your umbrella policy needs, by reviewing the existing policies and coverage you already have. It's an easy and essential step in protecting your existing, or new start-up, business and those who rely on it.